Term Life Insurance Calculator
Step 1:	Annual pre-tax income needed:	$10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 $45,000 $50,000 $55,000 $60,000 $65,000 $70,000 $75,000 $80,000 $85,000 $90,000 $95,000 $100,000 $110,000 $120,000 $130,000 $140,000 $150,000 $160,000 $170,000 $180,000 $190,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $750,000 $1,000,000
Step 2:	Years of income needed:	5 10 15 20 25 30 35 40
Step 3:	Estimated interest rate earned on invested insurance proceeds:	4 % 5 % 6 % 7 % 8 % 9 % 10 % 12 %
Step 4:	Estimated annual inflation rate (3% avg. last 10 years):	2 % 3 % 4 % 5 % 6 % 7 % 8 % 9 % 10 % 12 %
Step 5:	The amount of life insurance need to replace your annual income is: